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OppFi Inc (OPFI) stock analysis
SKIP 2% confidence · analysed Sep 10, 2026
This analysis is from Sep 10, 2026 and may be out of date.
On Sep 10, 2026, our model rated OppFi Inc (OPFI) SKIP with 2% confidence at a price of $7.64. That means the signals cancel out; the model sees no clear edge either way.
Technical picture
The 14-day RSI is 60, showing healthy upward momentum without being stretched.
MACD is above its signal line, a sign that short-term momentum is turning up.
The price is below both its 50-day and 200-day moving averages, the classic picture of a downtrend.
Volume is 2.5x its 20-day average, so the latest move has real participation behind it.
Trend structure and money flow
Market structure: bearish structure intact, no fresh break.
The most recent swing high is $10.95 and the swing low is $7.36; traders often treat these as resistance and support.
Fundamentals
The company reports a profit margin of 31.1% and revenue growth of -13.9%.
In its latest quarter it earned $0.33 per share, which missed the $0.45 analysts expected, with revenue +1.9% year over year.
Wall Street's average rating is 2.0 on a 1 (strong buy) to 5 (sell) scale, roughly a "buy", with an average price target of $13.31.
The next earnings report is expected around Oct 28, 2026; prices often move sharply around earnings.
The model's one-paragraph read
No clear edge (SKIP) — composite score +0.02 (SKIP). Technicals: RSI 59.89, MACD bullish, price below SMA50. Fundamentals: margin 31.1%, revenue growth -13.9%. Financial results: YoY revenue +1.9%, last EPS surprise -26.7%, next earnings 2026-10-28. Smart Money Concepts: bearish structure intact, no fresh break. FinGPT news read: positive. Reference price $7.51; no trade levels (SKIP).
Past ratings for OPFI
| Date | Verdict | Confidence | Price | Move since | |
|---|---|---|---|---|---|
| Sep 10, 2026 | SKIP | 2% | $7.64 | — |
"Move since" compares each call's price with the latest analysed price.
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Frequently asked questions
Is OPFI a buy right now?
As of Sep 10, 2026, our automated model rates OppFi Inc (OPFI) SKIP with 2% confidence: the signals cancel out; the model sees no clear edge either way. This is a model output for education, not personal investment advice.
When does OppFi Inc report earnings next?
The next earnings report is expected around Oct 28, 2026.
What does a SKIP rating mean?
A SKIP rating means the signals cancel out; the model sees no clear edge either way.
For information and education only. Not investment advice. Ratings are produced by an automated model, can be wrong, and may be out of date. Do your own research; you can lose money investing. The site's author may hold positions in stocks discussed here.