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Mercury General Corp (MCY) stock analysis

SKIP 8% confidence · analysed Oct 13, 2026

On Oct 13, 2026, our model rated Mercury General Corp (MCY) SKIP with 8% confidence at a price of $102.70. That means the signals cancel out; the model sees no clear edge either way.

SectorFinancial
IndustryInsurance - Property & Casualty
Market cap5770000000.0
Analysed price$102.70

Technical picture

The 14-day RSI is 73, above 70, which is overbought: buyers have been very aggressive and a pause or pullback is common from here.

MACD is above its signal line, a sign that short-term momentum is turning up.

The price has slipped below its 50-day moving average but is still above the 200-day: a pullback inside a longer-term uptrend.

Volume is about normal (1.0x the 20-day average).

Trend structure and money flow

Market structure: bullish structure intact, no fresh break.

The most recent swing high is $112.70 and the swing low is $81.61; traders often treat these as resistance and support.

Price is sitting in a bullish order block, a zone where large buyers stepped in before.

Fundamentals

The PEG ratio is 1.11, which looks reasonably priced for its growth.

The company reports a profit margin of 14.8% and revenue growth of +13.8%.

In its latest quarter it earned $3.52 per share, which beat the $1.80 analysts expected, with revenue +13.8% year over year.

The next earnings report is expected around Nov 3, 2026; prices often move sharply around earnings.

The model's one-paragraph read

No clear edge (SKIP) — composite score +0.08 (SKIP). Technicals: RSI 73.04, MACD bullish, price below SMA50. Fundamentals: PEG 1.11, margin 14.8%, revenue growth 13.8%. Financial results: YoY revenue +13.8%, last EPS surprise +95.6%, next earnings 2026-11-03. Smart Money Concepts: bullish structure intact, no fresh break, price retesting a bullish order block, price retesting a bearish order block. FinGPT news read: neutral. Memory: 27 prior look(s); 42% of directional calls matched later price. Reference price $102.55; no trade levels (SKIP).

Past ratings for MCY

Of the last 7 directional calls on MCY, 6 pointed the right way by the most recent analysis (86%). Past calls do not guarantee future results.

DateVerdictConfidencePriceMove since
Oct 13, 2026SKIP8%$102.70—
Oct 12, 2026WEAK BUY13%$102.75-0.0%✘ wrong direction
Oct 9, 2026WEAK BUY14%$102.29+0.4%✔ right direction
Oct 1, 2026WEAK BUY21%$100.10+2.6%✔ right direction
Sep 30, 2026SKIP3%$99.87+2.8%
Sep 29, 2026SKIP5%$98.85+3.9%
Sep 28, 2026SKIP5%$99.06+3.7%
Sep 24, 2026WEAK BUY12%$97.84+5.0%✔ right direction
Sep 23, 2026WEAK BUY13%$97.23+5.6%✔ right direction
Sep 18, 2026SKIP7%$99.66+3.1%
Sep 17, 2026WEAK BUY14%$101.26+1.4%✔ right direction
Sep 16, 2026WEAK BUY21%$101.84+0.8%✔ right direction

"Move since" compares each call's price with the latest analysed price.

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Frequently asked questions

Is MCY a buy right now?

As of Oct 13, 2026, our automated model rates Mercury General Corp (MCY) SKIP with 8% confidence: the signals cancel out; the model sees no clear edge either way. This is a model output for education, not personal investment advice.

When does Mercury General Corp report earnings next?

The next earnings report is expected around Nov 3, 2026.

What does a SKIP rating mean?

A SKIP rating means the signals cancel out; the model sees no clear edge either way.

For information and education only. Not investment advice. Ratings are produced by an automated model, can be wrong, and may be out of date. Do your own research; you can lose money investing. The site's author may hold positions in stocks discussed here.