Stocks › MBIN
Merchants Bancorp (MBIN) stock analysis
WEAK BUY 21% confidence · analysed Sep 14, 2026
This analysis is from Sep 14, 2026 and may be out of date.
On Sep 14, 2026, our model rated Merchants Bancorp (MBIN) WEAK BUY with 21% confidence at a price of $53.37. That means the signals lean positive, but they are mixed, so conviction is low.
Technical picture
The 14-day RSI is 43. Momentum is soft: below the neutral 50 line, but not yet oversold.
MACD is below its signal line, so short-term momentum is pointing down.
The price is above both its 50-day and 200-day moving averages, the classic picture of an uptrend.
Volume is only 0.1x its 20-day average; light trading makes the latest move less convincing.
Fundamentals
The company reports a profit margin of 42.5% and revenue growth of +37.1%.
In its latest quarter it earned $1.48 per share, which beat the $1.22 analysts expected, with revenue +1.7% year over year.
Wall Street's average rating is 2.7 on a 1 (strong buy) to 5 (sell) scale, roughly a "hold", with an average price target of $64.50.
The next earnings report is expected around Oct 27, 2026; prices often move sharply around earnings.
Trade plan from the model
The model's long / bullish plan uses an entry near $52.85, a target of $55.13 (+4.3%) and a stop-loss at $49.96 (-5.5%).
That is a reward-to-risk ratio of about 0.8 to 1: the potential loss is bigger than the gain, a weak setup.
The plan has a time limit: reassess by Sep 24, 2026 whatever the price does.
The model's one-paragraph read
Leans BUY — composite score +0.21 (WEAK BUY). Technicals: RSI 43.13, MACD bearish, price above SMA50. Fundamentals: margin 42.5%, revenue growth 37.1%. Financial results: YoY revenue +1.7%, last EPS surprise +21.3%, next earnings 2026-10-27. FinGPT news read: positive. Memory: 1 prior look(s); 33% of directional calls matched later price. Suggested levels: entry $52.85, target $55.13, stop-loss $49.96, exit by 2026-09-24 (10-calendar-day max hold (time-stop; reassess by this date regardless of P&L)).
Past ratings for MBIN
Of the last 2 directional calls on MBIN, 0 pointed the right way by the most recent analysis (0%). Past calls do not guarantee future results.
| Date | Verdict | Confidence | Price | Move since | |
|---|---|---|---|---|---|
| Sep 14, 2026 | WEAK BUY | 21% | $53.37 | — | |
| Aug 24, 2026 | WEAK BUY | 19% | $54.83 | -2.7% | ✘ wrong direction |
| Aug 21, 2026 | WEAK BUY | 13% | $54.13 | -1.4% | ✘ wrong direction |
| Aug 20, 2026 | SKIP | 2% | $54.06 | -1.3% |
"Move since" compares each call's price with the latest analysed price.
Other Financial stocks we cover
MCY · OPFI · OPRT · RGA · SNEX · TPG · AFRM · ATLC · BEN · BFH · BOW · C
Frequently asked questions
Is MBIN a buy right now?
As of Sep 14, 2026, our automated model rates Merchants Bancorp (MBIN) WEAK BUY with 21% confidence: the signals lean positive, but they are mixed, so conviction is low. This is a model output for education, not personal investment advice.
What is the price target for MBIN?
The model's most recent plan targets $55.13 with a stop-loss at $49.96, from an entry near $52.85.
When does Merchants Bancorp report earnings next?
The next earnings report is expected around Oct 27, 2026.
What does a WEAK BUY rating mean?
A WEAK BUY rating means the signals lean positive, but they are mixed, so conviction is low.
For information and education only. Not investment advice. Ratings are produced by an automated model, can be wrong, and may be out of date. Do your own research; you can lose money investing. The site's author may hold positions in stocks discussed here.